Author: Branislav Dovedan

3 Ways to Budget

3 Ways to Budget

Do you want to get on a budget but don’t know how? You look at your income and expenses and your head just spins. How do you know where to budget and how? It can seem overwhelming, but we’re going to simplify it for you. If you need a special plan to follow, we have...
How to Fix Bad Credit

How to Fix Bad Credit

If you’ve run into credit trouble, you may think there’s no way around it. You probably think getting loans or any attractive credit card offers are off the table. They aren’t. You can fix bad credit with the right step and patience. It won’t happen overnight, just...
Understanding FHA Loans

Understanding FHA Loans

Among your many loan options are FHA loans. They are a common choice for borrowers that don’t qualify for conventional (traditional) financing. FHA loans have a bad reputation, but they are one of the most flexible and easy to use programs for first-time homebuyers...
The Dos and Don’ts of Credit Cards

The Dos and Don’ts of Credit Cards

Credit cards can be a great personal finance tool when used right. The problem is that many people abuse them or just don’t know how to use them. Understanding the dos and don’ts of credit cards is the key to successfully managing and using your credit cards. ...
Building Credit from Scratch

Building Credit from Scratch

It takes credit to build credit, but if no one will give you credit without a credit score, what do you do? It’s not as hard as you think to build credit from scratch. Before we show you how to build credit, though, we’ll explain what credit is and why it’s...