Author: EveryIncome

Where did my money go? How to get spending habits under control

by EveryIncome | Spend

Spending habits can be deeply ingrained and hard to break — they’re called habits because they’re regular behaviors you might not consciously think about. Spending habits don’t always align with affordability, either. Talking yourself out of buying something that you...

Young person’s portfolio: Should income-focused investing be included?

by EveryIncome | Invest

You’re young. You’ve got time on your side. Conventional wisdom may say: Invest heavily in stocks. You’ve got many years ahead to ride out any downturns. Therefore, income-focused investing may only be a tiny part of your portfolio strategy. However, if you tend to be...

Tax planning for ordinary people: What you need to know

by EveryIncome | Taxes

“Tax planning” is a phrase many people associate with large corporations, the rich and powerful, or super-humanly organized accountant types. Of course a business, with its complicated financial structure, needs to engage in tax planning, but ordinary people? Just get...

5 startling facts about debt, and 5 ways to break the cycle

by Diana Lamirand | Borrow

Avoiding debt can be tough. These days, debt in America affects almost everyone. According to Northwestern Mutual’s 2018 study, only 23% of people are debt free. With an overwhelming majority of the country struggling to pay off student loans, credit cards, mortgages...

Credit counseling: What is it, and do you need it?

by EveryIncome | Borrow

Millions of Americans face debts they struggle to pay down. But help is available in the form of credit counseling, and it can benefit just about anyone. So, here’s how credit counseling works. The basics of credit counseling Credit counseling services are...