Author: EveryIncome

Having trouble sticking to a budget? Common problems with simple solutions

by EveryIncome | Save

You’ve done the hard work of creating a budget and resolved to stick to your limits. You got some software, laid out your income and expenses, and divvied up your money into expense categories. But months later, you find that you are falling back into old habits and...

How to set up a budget that can lead to a debt-free life

by EveryIncome | Save

At one time or another, almost all of us find ourselves with debt that seems to grow every month, and no obvious way out of it. Wouldn’t debt-free living be great? The tips below could lead you down that path. So let’s get started. Don’t budge from a budget The first...

Best way to build savings? A specific goal for every dollar

by EveryIncome | Save

Everyone knows that it’s important to save, for a rainy day, key goals or retirement, or … well, saving money is just a good idea, right? Sometimes, though, it can feel like saving is a mean magic trick — a way to make a significant percentage of your hard-earned...

Finding the right balance between saving and paying down debt

by EveryIncome | Borrow

Saving money or paying off debt presents a tough choice. Most Americans have shockingly little in their savings accounts. According to CNBC, most of us “would be in a bind if [we] missed even one paycheck,” and only 40 percent of us would be able to cover a surprise...

Evaluating plans for eliminating debt: Emotions matter as you pick your path to being debt-free

by EveryIncome | Borrow

Most of us have debt in some form — mortgages, loans for education or cars, credit cards, medical bills and more. Debt and the stress that comes with it is unavoidable for most, and it’s easy to become overwhelmed. Debt can feel insurmountable, and that takes its toll...