EveryIncome, Author at EveryIncome Library

Want to eliminate debt? Prioritize building an emergency fund first

For anyone with limited funds — which is most of us — working out financial priorities can be difficult. Saving for a specific goal or paying off a debt can seem more urgent because it’s so specific. But creating an emergency fund? It’s hard to feel pressed about that...

Where you put your savings depends on what they’re for

by EveryIncome | Save

So you’ve decided to put away some savings. Great choice. It’s never too soon to start. A lot of Americans don’t have any savings, and many don’t have enough to last them through their retirement years, so you’re smart to make this decision. But where should you put...

An LLC could be a simple, low-cost option for organizing your small business

by EveryIncome | Business

A limited liability corporation (LLC) is not going to be right for every business owner, but it can be a very useful, straightforward, and inexpensive way to organize your small business, even if you’re a small business of one. What exactly is an LLC? The central...

Retirement income funds: A smart choice or just an easy out?

by EveryIncome | Retirement

Eventually, we all want to stop working to enjoy the finer things in life — family, fishing … Friday-night blackjack in Vegas, if that’s your thing. But how will you afford all that, let alone live, if you don’t work? How will you afford retirement? According to...

Income-focused investing: How to prepare — at any age — for retirement

by EveryIncome | Retirement

Everyone dreams of the day when they can retire and just kick back and relax. Many worry they might not be preparing for it enough. True, it can be a difficult transition, but some savvy income-focused investing early on can make the ride go a whole lot more...