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You’ve Conquered Your Credit Card Debt! Now What?
Living with the oppressive burden of credit card debt can be incredibly stressful, and breaking bad financial habits takes practice and dedication. For many borrowers, a debt-free future is achievable through hard work, financial education, and restraint. If you have...
5 startling facts about debt, and 5 ways to break the cycle
Avoiding debt can be tough. These days, debt in America affects almost everyone. According to Northwestern Mutual’s 2018 study, only 23% of people are debt free. With an overwhelming majority of the country struggling to pay off student loans, credit cards, mortgages...
Credit counseling: What is it, and do you need it?
Millions of Americans face debts they struggle to pay down. But help is available in the form of credit counseling, and it can benefit just about anyone. So, here’s how credit counseling works. The basics of credit counseling Credit counseling services are...
How to become debt-free on a low salary
Being in debt is stressful, especially if you’re on a salary that barely covers your other regular expenses. However, it is possible to get out of debt on a low salary. Just like any other trying financial situation, becoming debt-free with a smaller income requires...