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What is an Appraisal and How Does it Affect Homebuyers?

by Branislav Dovedan | Home

When you buy a home, the lender will require an appraisal. It sounds scary and like it could stop you from getting the loan you need or the home you want. While an appraisal can be a stumbling block when you’re trying to buy a home, it’s there to protect you and the...

How to Buy a Second Home or Investment Property

by Branislav Dovedan | Home

If you own a primary residence (the home you live in) but would love to own more real estate, you can! There are several ways to get the financing necessary to buy a second home or to invest in real estate.  Because the loan terms are a little stricter, it’s...

What is a Home Equity Loan?

by Branislav Dovedan | Home

If you own a home and have paid your mortgage down a bit, you may have some equity in your home. Equity is the difference between your home’s value and the outstanding mortgage. In other words, it’s your investment in the property.  At first glance, it may feel...

Understanding FHA Loans

by EveryIncome | Home

Among your many loan options are FHA loans. They are a common choice for borrowers that don’t qualify for conventional (traditional) financing. FHA loans have a bad reputation, but they are one of the most flexible and easy to use programs for first-time homebuyers...

Buying a Home: How Beginners Can Prepare

by EveryIncome | Home

Few things in life are as exciting and intimidating as buying a home for the first time. For first-time homeowners, the process can appear incredibly overwhelming. It can seem like there are a million different tasks that need to be done in tandem, with each one ready...

How Homeowners Can Save Money on Renovations and Maintenance

by EveryIncome | Home

While buying a home is a significant expense in and of itself, homeowners will also often spend a great deal of money on renovations, additions, and maintenance after they buy. It can be easy to overspend on renovations and remodeling expenses, but there are plenty of...