You’ve built an emergency fund, scrimping and saving all the way. First, it was $100. Then, it hit $1,000. Finally, you saved enough to cover several months of expenses. But suddenly, an impulse hits. You want to take a vacation. You long to overhaul that lousy...
Maggie Germano used her knowledge of ways to build an emergency fund right away when she and her soon-to-be husband began living together. Germano, a Washington, D.C.-based financial coach for women, put her fiance’s half of the rent money directly into her savings...
When it comes to getting out of debt, a monthly budget is essential. Free budgeting apps can help. As life happens — it’s messy and complicated — and when we’re running around dealing with things, we might forget to consult a Word document tucked away in an office...
You’ve done the hard work of creating a budget and resolved to stick to your limits. You got some software, laid out your income and expenses, and divvied up your money into expense categories. But months later, you find that you are falling back into old habits and...
At one time or another, almost all of us find ourselves with debt that seems to grow every month, and no obvious way out of it. Wouldn’t debt-free living be great? The tips below could lead you down that path. So let’s get started. Don’t budge from a budget The first...
Everyone knows that it’s important to save, for a rainy day, key goals or retirement, or … well, saving money is just a good idea, right? Sometimes, though, it can feel like saving is a mean magic trick — a way to make a significant percentage of your hard-earned...