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The Top Ways to Hurt your Credit Score

The Top Ways to Hurt your Credit Score

Your credit score is one of the most important factors in your personal finance life. A bad credit score can make it impossible to get approved for a loan, to get good insurance rates, or even to get a job sometimes.  Knowing what can hurt your credit score can...
Understanding VA Loans

Understanding VA Loans

If you’re a veteran of the military, National Guard, or Reserves, you might be eligible for VA loan financing. This lucrative financing program offers 100% financing to those who served our country.  Even if you have great credit and qualify for conventional loan...
Understanding USDA Loans

Understanding USDA Loans

USDA loans are a mortgage loan for low to moderate income families living in a rural area. They offer flexible financing options to make it easy for families to afford a primary residence. The program was created to ensure that most Americans have a home for their...
Understanding Conventional Loans

Understanding Conventional Loans

When you apply for mortgage financing, you’ll typically apply for a conventional loan first. This type of financing is the traditional mortgage loan – the one that requires a 20% down payment or you pay PMI, but also the one with great rates and terms. ...
What is a Streamline Refinance?

What is a Streamline Refinance?

If you have an FHA or VA loan, you have options when it comes to refinancing. If you’re refinancing strictly to lower your interest rate or change the loan’s term, you have the advantage of using the streamline refinance option.   The streamline refinance as...