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Should you use retirement funds to get out of debt?

Should you use retirement funds to get out of debt?

You’re mired in debt and struggling to make payments. Meanwhile, you have a nice retirement savings plan (RSP) that is earning money. Now you’re asking yourself: Should I use those retirement funds to pay off this huge debt burden? To answer this question, follow...
Ready to get out of debt? Consider the “B” word

Ready to get out of debt? Consider the “B” word

Debt can be difficult to live with. It weighs us down. It causes anxiety, work and marriage problems. It creates stress that can lead to insomnia and other health problems. The bad news: There’s no quick fix or miracle trick to pay off debt all at once — short of...
6 ways to start getting out of debt today

6 ways to start getting out of debt today

It can be way too easy to get into debt and way too hard to get out of it. Being in debt is not the end of the world, though it may feel very stressful and oppressive. Thankfully, there are concrete steps you can take to pay off your debt efficiently and without...
5 rules to help you avoid credit card debt

5 rules to help you avoid credit card debt

Congratulations on climbing your way out of the credit card debt trap, a difficult one to sidestep. But here’s an unfortunate truth: For as long as you carry a credit card, you carry the risk of falling back into debt. Here are five rules that can help you avoid...
Pay off credit card debt without refinancing

Pay off credit card debt without refinancing

Sometimes, refinancing to pay off credit card debt isn’t the best option. If you have a bad credit history, you might not qualify for a balance transfer credit card or credit card refinancing loan. If your credit card debt is high but not that high, going through the...