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Understanding Conventional Loans

by Branislav Dovedan | Borrow

When you apply for mortgage financing, you’ll typically apply for a conventional loan first. This type of financing is the traditional mortgage loan – the one that requires a 20% down payment or you pay PMI, but also the one with great rates and terms. ...

What is a Streamline Refinance?

by Branislav Dovedan | Borrow

If you have an FHA or VA loan, you have options when it comes to refinancing. If you’re refinancing strictly to lower your interest rate or change the loan’s term, you have the advantage of using the streamline refinance option.   The streamline refinance as...

Ways to Get the Most out of your Reward Credit Card

by Branislav Dovedan | Borrow

You hear credit cards are bad so you don’t use them, right? What if we told you they could be good when used in the right context? What if you could build an even better credit score if you had reward credit cards as a personal finance tool?  It’s true, reward...

The Dos and Don’ts of Credit Cards

by EveryIncome | Borrow

Credit cards can be a great personal finance tool when used right. The problem is that many people abuse them or just don’t know how to use them. Understanding the dos and don’ts of credit cards is the key to successfully managing and using your credit cards. ...

Building Credit from Scratch

by EveryIncome | Borrow

It takes credit to build credit, but if no one will give you credit without a credit score, what do you do? It’s not as hard as you think to build credit from scratch. Before we show you how to build credit, though, we’ll explain what credit is and why it’s...

Ask These 4 Questions Before Borrowing Money

by EveryIncome | Borrow

Whether you’re seeking financial help for education, medical expenses, or a large home or auto purchase, borrowing responsibly is critical. Being well-informed on both the options available for loans and the terms of your specific loan is a must, and any missteps can...